75% of your invoice, back in exchange.
Most jewellers decide what your silver is worth after you hand it over. With Lifetime Exchange, we credit 75% of the invoice value toward your next piece, and every piece shows that number before you buy, so trust isn't part of the negotiation.
01
Buy with the numbers in front of you
Every piece shows its price, and beside it the price with Lifetime Exchange and the credit that comes back. You know all three before you spend a rupee, and you choose at the counter.
02
Bring it back whenever
There's no window and no lock-in. Months or years later, bring the piece to the store with your bill or your Lumira account.
03
A quick check, then your credit
We verify the piece is in good condition at the counter, in a few minutes, in front of you. Then the credit on your invoice comes straight off your next piece.
Lifetime Exchange is an option on every piece. Every piece lists its price; with Lifetime Exchange it costs more, and 75% of that invoice comes back as credit whenever you return it. That credit is exactly the piece's price without Lifetime Exchange — ₹5,504 for a piece that costs ₹7,338 with it. The choice is made at the counter when you buy, and it cannot be added afterwards.
Is the credit paid in cash? No. It is exchange credit toward another Lumira piece, never cash.
Is there a time limit? No. There is no window. Bring the piece back months or years later with the invoice.
What that looks like today
Lifetime Exchange applies to pieces in good condition; hallmark and weight are checked at the counter. Read the full Buyback Policy.